A frog goes into a bank and approaches the teller.
He can see from her name plate that her name is "Patricia Whack".
"Miss Whack, I'd like to get a 30,000, and he wants to use this as collateral."
She holds up the tiny pink porcelain elephant.
"I mean, what in the world IS this?"
(you're gonna love this)
(it's a real treat)
(wait for it)
The bank manager looks back at her and says ...
"It's a knickknack, Patty Whack.
Give the frog a loan.
His old man's a Rolling Stone."
(You're singing it, aren't you? - I knew you would be...)